Here’s when you can track your third stimulus check and why it’s so important this time

Now that President Joe Biden has officially made the nearly $2 trillion stimulus bill law, the third check for $1,400 (calculate your total here) is a reality and the first batch of payments are now being sent to eligible Americans. So how long will you have to wait now that IRS is releasing the first funds to start tracking your payment? And does it matter? (It does.)

For the first check, the IRS quickly opened up an online tracking portal. With the second, the US Treasury had already sent out checks before activating the tool. While you may anticipate repeatedly checking your bank account for a direct deposit or chasing after the mail carrier, the stimulus check tracking tool is your only real communication and confirmation that the IRS processed your payment, if you’re getting mailed a paper check or EIP card and when it might arrive.

The tool also flags if there’s a problem, which could lead to a delay in receiving your stimulus payment. You may need to provide more information to the IRS to fix it. And because the third check comes in the midst of tax season, the details could indicate if the IRS used your 2019 or 2020 taxes and if it counted all your dependents correctly. If not, that’s a sign you may have to file for a catch-up payment later on. Here’s what you need to know.

 IRS Get My Payment: When will it officially go online? What to know

Now that the first payments are going out to bank accounts, the IRS said its tracking tool, called Get My Payment, will be available on Monday so people can find out the status of a check.

We expect the information to update once a day, as it did with the first two payments. Once the tracking app is live for the third check, plug in your Social Security number, date of birth, street address and ZIP code. Then the tool will display a message with information about your check — whether the payment was sent, the payment method (direct deposit or physical mail) and the date it was issued. It’ll also let you know if the service can’t yet determine your status — more below on error messages.

Why is there a Need More Information message?

Based on the first two checks, you may see an error if the tool can’t determine your eligibility — or if you’re completely ineligible, if your payment status isn’t available or if a lot of people are trying to access the tool at once (expect that in the first few days).

If the Get My Payment tool gives you a payment date but you still haven’t received your money, the IRS may need more details from you. The error could also indicate that your check has been returned because the post office was unable to deliver it.

After the IRS starts sending checks, the online tool may let you enter your banking information to receive your payment straight to your bank account, as it did with the first payment, or it may hold your payment until it receives a current mailing address.

What should I do if I see a Payment Status Not Available message?

It’s normal for the Get My Payment tool to give you a message that says “Payment Status Not Available” until the payment is scheduled to be issued, according to the IRS. So, you don’t have to do anything.

If Get My Payment says the IRS sent a stimulus check, but you never got it, do this

If the IRS’ online tool said the agency has issued your stimulus money, but you have no record of it in the mail or in your bank account, and it never arrived in your mailbox, you may need to file a stimulus check payment trace. It’s handy if you also have the letter the IRS may have sent youRead more>>


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