When Chase bank e-mails you to warn of a fraud alert to your account, you pay attention.
But when your work e-mail is associated with a card you don’t have, and when the return address isn’t from Chase, it’s so obvious a fraudulent e-mail that we laugh it off.
But it looked and felt real. So much so, I wanted to just quickly show it to you and flag it, to make sure you don’t fall victim to this phishing attempt.
Remember, one click on the e-mail, and the hackers can take control of our digital lives. That’s what happened to Hillary Clinton’s campaign manager for the 2016 election that led to the hack of her e-mails. He got a bogus e-mail that looked like it was from Google, asking John Podesta to update his credentials in what’s called a “spear-phishing” attack.” One click, and Wikileaks got access to the campaign e-mails.
What to look for? Let us spell out the ways.
Bogus e-mail address
Admin@vagaro is not how Chase bank would sign an e-mail. That’s your first giveaway. (Vagaro is actually a reservation type search engine for businesses, to help customers book appointments.)
Banks address us by our name.
The e-mail doesn’t spell out the four last digits of your credit card number, because it doesn’t have it. It would like to, though.
That you wouldn’t recognize. Have you shopped at Top Up B.V. lately? Of course not. The hacker wants you to click the “No” button badly.
Yes and No
This is where the phishing attempt lives. Click No or Yes, and it’s goodbye digital identity.
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Below, take a look at an actual fraud alert from Chase (yup, I’ve gotten them, but not from successful phishing, just fraud at retail.)
Notice how I’m addressed by name, the bank uses the last four digits of my card (long since canceled.) and what you can’t see in the e-mail is a long paragraph vouching for the validity of the e-mail.
“If you have concerns about the authenticity of this message, please visit chase.com/CustomerService for options on how to contact us, or call the phone number on the back of your credit card and reference the Chase Library Code.”