Few credit card rewards and perks are more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer.
Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here.
If you’re looking for a credit card that rewards you from the moment you sign up, or at least within a few months, you’ll want to familiarize yourself with these great new cardmember bonuses for the month of September 2019.
Best Credit Card Sign-up Bonuses (September 2019)
1. Chase Sapphire Preferred® Card
60,000 Bonus Points (Worth Up to $750 on Travel) When You Spend $4,000 in Purchases in the First 3 Months
The Chase Sapphire Preferred® Card is a fixture on our best travel credit cards list. In large part, that’s down to its generous sign-up bonus: 60,000 bonus Ultimate Rewards points when you spend at least $4,000 within 3 months, enough to buy $750 in travel (hotels, airfare, car rentals, and cruises) through Chase’s Ultimate Rewards travel portal.
Going forward, dining and travel purchases earn 2 points per $1 spent, with no spending caps or restrictions. All other purchases earn 1 point per $1 spent. The best way to redeem is for travel through the Ultimate Rewards portal – you’re guaranteed to extract $0.0125 per point there, turning (for example) 50,000 points into $625 in airfare, hotel stays, car rentals, and other travel items. You can also redeem for gift cards, cash (statement credits, direct deposits, or checks), and merchandise, mostly at a $0.01-per-point rate.
One of the best features of this card is a 1-to-1 point transfer arrangement that counts about a dozen participating travel loyalty programs as partners – including household names like Southwest Airlines Rapid Rewards and United MileagePlus. This is an extremely powerful benefit that can multiply the value of your points on long-haul flights and other redemption options for which points tend to have higher values.
- Sign-up Bonus: Earn 60,000 bonus Ultimate Rewards points when you spend at least $4,000 within 3 months. That’s worth up to $750 when redeemed for qualifying travel and $600 when redeemed for cash.
- Ongoing Rewards: Unlimited 2 points per $1 spent on dining and travel. All other purchases earn unlimited 1 point per $1 spent.
- Key Fees: There’s a $95 annual fee. There is no foreign transaction fee. Cash advances cost the greater of $10 or 5%. Balance transfers cost the greater of $5 or 5%.
- Introductory APR: None.
- Other Perks: Cardholders get VIP packages, early access, exclusive deals, and concierge treatment at entertainment and sporting events, including the PGA Championship. There’s also a slew of purchase and travel benefits here, including price protection, trip cancellation/interruption coverage, rental car coverage, baggage delay insurance, extended warranty protection, purchase protection (reimbursement for lost or damaged purchases), and return protection (reimbursement for certain refused returns).
2. Chase Sapphire Reserve® Card
50,000 Ultimate Rewards Points (Worth Up to $750 in Travel) When You Spend $4,000 in Purchases in the First 3 Months
The Chase Sapphire Reserve Card is an ultra-exclusive travel rewards card for frequent travelers who like to jet, stay, and play in style. When you spend $4,000 in qualifying purchases within 3 months of opening your account, you get 50,000 bonus Ultimate Rewards points. That’s good for up to $750 in travel purchases when redeemed through Chase’s Ultimate Rewards travel portal, or up to $500 in cash back.
Chase Sapphire Reserve’s steep $450 annual fee is enough to give frugal cardholders pause. However, if you can take full advantage of its ongoing rewards program and travel benefits, that’s a small price to pay. You earn unlimited 3 Ultimate Rewards points per $1 spent on travel and dining, plus 1 point per $1 spent on everything else. Points are worth $0.015 when redeemed for travel – 50% better than most general-purpose travel rewards cards. Plus, you can transfer your points at a 1-to-1 ratio to about a dozen travel loyalty programs, including Southwest Rapid Rewards and United MileagePlus.
Still not convinced? Sapphire Reserves comes with free entry privileges at more than 1,000 airport lounges worldwide thanks to your complimentary Priority Pass Select membership, a $300 annual travel credit redeemable against travel purchases charged to your card, and exclusive discounts and perks at major car rental companies.
- Sign-up Bonus: Earn 50,000 Ultimate Rewards points, good for up to $750 in travel purchases redeemed through Chase’s Ultimate Rewards travel portal, when you spend at least $4,000 within 3 months of opening your account.
- Ongoing Rewards: Unlimited 3 points per $1 spent on travel and dining purchases and 1 point per $1 spent on everything else.
- Key Fees: The annual fee is $450. Each additional authorized user costs $75 per year. There is no foreign transaction fee. Cash advances cost the greater of $10 or 5%. Balance transfers cost the greater of $5 or 5%.
- Introductory APR: None.
- Other Perks: This card has too many value-added benefits to name. Highlights include 1-to-1 transfer arrangements with about a dozen other travel loyalty programs, airport lounge access at more than 1,000 lounges worldwide (Priority Pass), a $100 TSA Precheck or Global Entry fee application waiver, and special rental car discounts and privileges with National and other major companies.
3. Platinum Card® from American Express
60,000 Bonus Membership Rewards Points (Worth Up to $600 on Travel and Online Purchases) When You Spend $5,000 in Purchases in the First 3 Months
If you’re fortunate enough to join the ranks of proud Platinum Card from American Express users, you’ll get 60,000 bonus Membership Rewards points when you make $5,000 in purchases within 3 months. Depending on how they’re redeemed, these points are worth up to $0.01 apiece. You can redeem points for statement credits, Uber rides, and online purchases (including gift cards and airfare) through AmEx’s ecommerce portal or Amazon.
Once your account is open, this card earns unlimited 5 Membership Rewards points per $1 spent on airfare purchased direct with the airline, as well as prepaid hotel and airfare purchases made through the American Express Travel portal. All other purchases earn unlimited 1 point per $1 spent.
The Platinum Card from American Express is a charge card, meaning it doesn’t levy regular interest charges, but does require you to pay your balance on time and in full each month.
Beyond the inability to carry balances from month to month, The Platinum Card has a glaring drawback for frugal consumers: a hefty $550 annual fee. However, the fringe benefits are enormous: a $200 annual credit for incidental airline expenses, up to $200 in annual Uber credits, complimentary access to airport lounges worldwide, and more.
- Welcome Offer: Earn 60,000 Membership Rewards® points (worth up to $600) when you spend $5,000 in 3 months.
- Ongoing Rewards: Unlimited 5 points per $1 spent on airfare purchased direct with the airline, and on prepaid hotel and airfare purchases made through American Express Travel. Unlimited 1 point per $1 spent on all other purchases.
- Key Fees: The annual fee is $550. There is no foreign transaction fee.
- Introductory APR: None.
- Other Perks: You receive a $200 credit (payable as a statement credit to your Platinum Card) for incidental expenses, such as meals and drinks, with an airline of your choice. You also get complimentary or reduced-price access to more than 1,000 airport lounges worldwide. You get up to $200 in Uber credits each year. You enjoy complimentary Gold/Gold Elite Status with Hilton Honors and Marriott Bonvoy as long as your account remains open and in good standing. You qualify for a Gobal Entry application fee credit ($100 value) every 5 years. And you qualify for special perks and discounts at properties in the Fine Hotels & Resorts® program, among many other benefits………Read More>>